Accounting & Advisory for Construction Companies

Your books should tell you which jobs make money — and which ones don't.

Full Cycle CPA gives construction companies and trades businesses the financial reporting, job costing visibility, and controller-level support they need to make better decisions and grow with confidence.

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Best fit for construction and trades businesses doing $2M–$100M+ in revenue with growing complexity, inconsistent reporting, or no clear finance function.

Who We Serve

Built for Contractors and Trades Businesses

We work with companies where the accounting needs to keep pace with what's happening in the field — not lag behind months on end.

Industries

General contractors
Subcontractors and specialty trades
Civil and infrastructure contractors
Mechanical, electrical, and plumbing trades
Construction-adjacent service businesses
Owner-managed companies with operational complexity

Common situations

Monthly financials arrive late or don't make sense
Job costing exists but doesn't tie to reality
No visibility into cash flow until something breaks
Outgrowing the current bookkeeper or doing it in-house
Need management reporting, not just compliance work
Want a finance function without hiring a full-time controller

What Makes Us Different

We Build Finance Functions, Not Just Close the Month

Most accounting firms hand you financials after the fact. We build the processes, reporting, and visibility that connect your books to real business decisions — while they still matter.

Construction-First

We understand holdbacks, progress billing, WIP, and job costing because that's what we do every day. Your accountant shouldn't need a crash course in how your business works.

Operations, Not Just Compliance

We go beyond year-end tax prep. Our work focuses on the monthly close, reporting cadence, and financial processes that let you manage your business with clear numbers.

Reporting That Drives Decisions

Every report we produce is designed to be read and used — by you, your project managers, and your banker. If a report doesn't influence a decision, it's probably not worth producing.

Services

Three Levels of Support, One Clear Goal

Whether you need clean books or a full finance function, we build the right level of support around your business — and scale it as you grow.

Foundation

Reliable books, every month.

The core operational accounting your business needs to run on solid ground. Clean financials, on time, with no surprises at year-end.

Full-cycle bookkeeping
Monthly close and reconciliations
GST/HST filing and compliance
AP and AR management
Payroll support
Clean, accurate financial statements

Job Cost & Reporting

See what every job actually costs.

For contractors who need to track profitability at the job level — not just the company level. Built around the realities of construction accounting.

Job costing setup and maintenance
WIP schedule and holdback tracking
Progress billing support
Cost-to-complete and margin reporting
Management reporting packages
Estimated vs. actual variance analysis

Controller-Level Support

A finance function without the full-time hire.

Strategic financial support for businesses that need more than bookkeeping — cash flow visibility, forecasting, and a seat at the table when decisions get made.

13-week cash flow forecasting
Budgeting and financial planning
KPI dashboards and reporting
AP/AR oversight and process design
Systems and workflow improvement
Ongoing advisory support

Outcomes

What Better Accounting Actually Gets You

The real value isn't in the debits and credits. It's in what you can do when your numbers are right.

Financials you trust

Reports that match your bank, make sense to your team, and are ready when you need them.

Margin visibility by job

Know which jobs make money and which ones don't — while they're still running, not after they close.

Fewer surprises

No more scrambling at year-end. No more unexpected tax bills. No more guessing at your cash position.

Smoother month-end

A predictable close process that doesn't eat a week of your time or require chasing down receipts.

Cash flow clarity

See what's coming in, what's going out, and where the pinch points are — weeks in advance.

Numbers that support decisions

Reporting designed for the people who run the business, not just the people who audit it.

Client Perspectives

What Our Clients Say

We work closely with a small number of clients so we can deliver the kind of support that actually moves the needle.

We finally have monthly financials that make sense. For the first time, I can see exactly which divisions are profitable and which ones need attention.

General Contractor

Civil & Infrastructure, Western Canada

They cleaned up two years of messy books in a month and set up a reporting process that actually works. Our year-end was the smoothest it's ever been.

Owner-Operator

Mechanical Trades, Alberta

The 13-week cash flow model changed how we plan our work. We went from reacting to cash problems to seeing them three weeks out and handling them calmly.

Operations Director

Oilfield Services, British Columbia

Why Full Cycle CPA

What You Get Working With Us

We're a small, focused firm. That's intentional — it means every client gets senior-level attention and work that's built around how their business actually runs.

Clarity

We explain your numbers in plain language and make sure you understand what they mean for your business.

Timeliness

Your financials close on time, every time. No chasing, no excuses, no three-month lag.

Visibility

Job-level profitability, cash flow forecasts, and management reporting that keeps you ahead of problems.

Operational Understanding

We know how construction businesses work — holdbacks, progress billing, WIP, cost codes — because that's our focus.

Practical Advice

We don't just hand you a report. We walk through it with you and help you act on what the numbers are telling you.

Proactive Support

We flag issues before they become problems. If something doesn't look right, you'll hear from us — not the other way around.

The Team Behind the Numbers

Nina Martin

CPA · Co-Founder

Nina brings over eight years of experience supporting growing businesses across construction, film production, property management, and manufacturing. She specializes in building efficient finance functions — designing payroll systems, internal controls, and accounting processes that scale as a company grows.

She is particularly focused on helping mid-sized companies that have outgrown basic bookkeeping but aren't ready for a full in-house CPA team. Nina has extensive experience implementing and optimizing Xero and QuickBooks Online, and is passionate about combining strong financial controls with modern accounting technology.

Based in the Sea to Sky region, British Columbia

David Neufeld

CPA · Co-Founder

David is a CPA with a background in public accounting at KPMG and a career spent in controller and finance roles across a range of industries. He brings hands-on experience with construction accounting — job costing, WIP, holdbacks, progress billing — and a practical understanding of what owner-managed businesses actually need from their financial reporting.

His focus at Full Cycle CPA is on management reporting, cash flow forecasting, and building the systems and processes that give business owners clear visibility into their numbers. David works across QuickBooks Online, Xero, Microsoft Dynamics 365 Business Central, and the broader Microsoft 365 stack.

Based in Revelstoke, British Columbia

How It Works

Getting Started Is Straightforward

No long-winded onboarding process or months of setup. We get to work quickly and build from there.

Discovery

A short conversation about your business, your current accounting setup, and where the gaps are.

Assessment

We review your books, systems, and reporting to identify what needs to be fixed, cleaned up, or built.

Build

We put the right level of support in place — from foundational bookkeeping to controller-level reporting.

Ongoing Clarity

Monthly financials, regular check-ins, and reporting that evolves with your business. No surprises.

Common Questions

Frequently Asked Questions

What does Full Cycle CPA actually do?

We handle the operational accounting that keeps your construction business running — bookkeeping, bank reconciliations, accounts payable and receivable, payroll, job costing, WIP reporting, progress billing, and monthly financial reporting. Think of us as the accounting team behind your business, making sure your numbers are accurate, up to date, and actually useful for making decisions. We're not a tax firm — we're focused on giving you clear financial visibility every month of the year.

Is my company too big or too small for Full Cycle CPA?

We work best with construction companies and trades businesses doing $2M to $100M+ in annual revenue. If you've outgrown basic bookkeeping but aren't ready (or don't want) a full in-house finance team, you're likely a great fit. Whether you're a framing crew running five projects or a general contractor managing large commercial builds, we scale our support to match what your business actually needs.

I use software other than QBO or Xero — can I still work with Full Cycle CPA?

Absolutely. While we have deep experience with QuickBooks Online and Xero, we also work with Microsoft Dynamics 365 Business Central and the broader Microsoft 365 stack. If you're on a different platform, we're happy to discuss whether it makes sense to keep what you have or move to something that better supports your business as it grows.

Does Full Cycle CPA do cleanup or project work?

Yes. Many of our engagements start with a cleanup — getting your books in order, reconciling months of backlog, fixing chart of accounts issues, or sorting out job costing that's fallen behind. Once the foundation is solid, we can transition into ongoing monthly support. We also take on project-based work like system implementations, process design, and financial reporting buildouts.

Does Full Cycle CPA file my taxes?

No — tax preparation and filing isn't our focus. We specialize in operational accounting: the monthly bookkeeping, reporting, and financial management that happens throughout the year. That said, the work we do makes tax season far easier for your tax accountant. Clean books, accurate job costing, and well-organized records mean fewer surprises and lower year-end fees. We're happy to work alongside your existing tax advisor.